Sr. Loan Officer

New American Funding is seeking experienced and motivated Loan Officers to join our new Loan Readiness Team. 

This team works exclusively with clients who are currently enrolled with NAF’s loan readiness partner and are actively working to improve their credit and financial profile to qualify for a mortgage. 

Loan Readiness Loan Officers are responsible for maintaining strong, proactive relationships with Uqual clients throughout their improvement journey—reviewing credit progress, providing guideline guidance, and transitioning clients into full NAF loan applications once they become eligible. 

This position receives 100% assigned, warm leads (no cold calling or prospecting). Candidates must be guideline experts with a passion for helping clients overcome credit challenges. 

• Manage and maintain a pipeline of actively-enrolled clients working to become loan ready 

• Review credit reports and guide clients on steps to meet program eligibility 

• Track and document progress milestones and readiness checkpoints 

• Communicate frequently with clients, partner Advisors, and internal NAF teams 

• Reassess loan scenarios as credit improves and determine appropriate loan products 

• Guide clients through pre-qualification and full loan application once ready 

• Meet or exceed monthly readiness-to-funding conversion goals 

• Maintain full compliance with NAF policies, lending regulations, and investor guidelines 

What You’ll Get 

• 100% inbound, warm leads assigned automatically 

• A dedicated book of motivated clients already working to improve credit 

• Access to NAF’s advanced technology, CRM, and support systems 

• Industry-leading commission plan with no earnings cap 

• Client-for-life retention model for all funded loans 

• Specialized training and team support focused on loan readiness and long-term borrower conversion 

• 2+ years of loan origination experience preferred (purchase or refinance) 

• Proven ability to structure and price loans accurately 

• Strong understanding of FHA, VA, and Conventional loan programs 

• Excellent communication, coaching, and persistence skills 

• Current NMLS license (National test passed & 20-hour course completed) 

Preferred Experience 

• Prior experience assisting credit-challenged or first-time homebuyers 

• Familiarity with Consumer Direct or structured lead environments 

• Currently licensed in several states 

Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.

Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.

Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.

[EOE/M/F/D/V. Drug-free workplace.]