Investor Condition Clearer

Position: Investor Conditions Clearer

Location: Remote / Hybrid if living within 31 miles from Corporate office in Tustin, CA or Austin, TX

Pay: $21/hr.  

The Investor Condition Clearer responsibilities include clearing all conditions for Investor and Bond loans including conditions with Master Servicer as well as the Housing Finance Authorities to ensure loans are purchased in a timely manner. Working internally with both operations and sales teams. Some Borrower interaction required.

Essential Duties & Responsibilities:

1. Responsible to pull deficiency reports and Purchase Advises from investors assigned.
2. Contacts operations team members `for document corrections where applicable.
3. Contacts borrowers for document corrections where applicable.
4. Effectively dispute invalid deficiencies with investor and/or DPA program.
5. Reviews TRID documents, ie. LE & CD, for accuracy and to ensure they are compliant of the TRID timeline.
6. Escalates issues, repurchase requests, and unsellable loans in a timely manner to management.
7. Tracks any common deficiencies and works close with Bond Reviewers/Shippers
8. Works directly with Frist American Title for reconveyance and assignment requests.
9. Provide exceptional customer service to both internal and external customers.
10. Other duties may be assigned.

Qualifications:

1. Working knowledge of conventional and government residential mortgage loans, and investor guidelines.
2. Must have excellent attention to detail.
3. Prior experience and proficiency with Loan Origination Systems and Microsoft Office programs (i.e. Outlook, Word, Excel, etc.).
4. Good verbal and written communication skills.

Desired Education/Experience:

1. High School diploma or GED.
   3 years' prior residential loan closing, post-closing or QC experience preferred.
2. Prior experience with clearing conditions with mortgage loan investors (Fannie, Freddie, Ginnie, etc)

Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.

Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.

Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.

[EOE/M/F/D/V. Drug-free workplace.]

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