Insuring Reviewer

Position: Insuring Reviewer

Pay: up to $25/hr.

Location: Remote or Tustin, CA- 2 days in Corporate office & 3 days remote if within 30 miles of Corporate.

Position Summary:

The FHA Insuring Reviewer is responsible for performing a detailed post-closing analysis of closed FHA loan packages to determine compliance with FHA program guidelines, and audit FHA loan files for self-insuring purposes of loans in FHA Connection.  Validate loan level data within the Encompass360 LOS and FHA Connection to ensure that loans are free of deficiencies prior to insuring the loan online.  The reviewer is also responsible for preparing physical case binders for any loans that are selected for full audits by FHA/HUD, and as well as reviewing and resolving any post-endorsement requests. 

Responsibilities:

• Review, remit and insure FHA or VA loan files.
• Perform a detailed post-closing analysis of closed FHA loan packages to determine compliance with FHA program guidelines.
• Validate loan level data within the Encompass360 LOS and FHA Connection/VA Portal to ensure that loans are free of deficiencies prior to insuring the loan online.
• Audit FHA or VA loan files by using prior knowledge and utilizing an LI checklist, as to ensure Lender Insuring (LI) ability of each file.
• Enter FHA loan data in FHA Connection.
• Enter VA loan data in VA Portal
• Review and resolve any post-endorsement issues.
• Respond to requests for and prepare FHA case binders for any loan files that are selected for full audit by FHA/HUD.
• Respond to requests for and prepare VA case binders for any loan files that are selected for full audit by VA
• Perform other general post-closing functions as needed.
• Other duties may be assigned.

Qualifications:

• 2+ years’ experience insuring and auditing FHA or VA loans.
• Knowledge of mortgage loan documentation and the government insuring processes.
• Demonstrated ability to prioritize tasks and manage time wisely.
• Ability to work independently, analyzes data, take and recommend appropriate actions with minimal supervision.
• Superior analytical, organizational and problem-solving abilities.
• Resolution oriented with the ability to work in a team environment.
• Ability to work successfully in a fast-paced, high-pressure environment.
• Excellent written and oral communication and customer service skills.

Desired Education/Experience:

• 2+ years working in the mortgage industry and an in-depth understanding of the life cycle of a loan.
• High School Diploma or equivalent.

Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.

Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.

Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.

[EOE/M/F/D/V. Drug-free workplace.]

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